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Applications & Forms

Employment Practices Liability Applications & Forms

5 Compelling Reasons why your firm should consider EPLI

Social Media has changed the Rules

Social Media has become prevalent in our society and has the tendency to blur the lines between personal and professional exposure. What your employees do on their personal time, or on personal website platforms while in your office, can impact you. McGowanPRO has developed specific guidelines for amendments to your Employee Handbook and recommends every firm consider Employment Practices Liability Insurance (EPLI).

You are more likely to be sued by an employee than have a property loss

It’s a fact, you are more likely to be sued by an employee than have a property loss. Yet, few firms would consider going without property insurance, while the percentage of firms that forego EPLI is significant

Health or Benefit Reductions increase risk

Any reductions to employee benefits, including the reduction of 401k matching benefits, can increase the risk of EPLI claims.

Economic slow down

Economic changes are rarely in our control, and unfortunately changes in the economy can directly impact your business. It is a smart move to consider EPLI prior to having to consider any lay-offs, cut-backs, or changes to staffing.

Can you afford not to?

Over 60% of the employee liability claims filed annually are against small employers, and it is estimated that one EPL suit could bankrupt 50% of small businesses without Employment Practices Liability Insurance. Nobody likes to think it could happen to them, but with these statistics can you afford not to investigate insurance that could protect your business.

Anti-discrimination/Anti-harassment guidelines

Electronic communication policy

Contract Disclaimer